Uber has partnered with Fido to offer Ghanaian drivers instant loans of up to GH₵10,000 ($920). The collaboration allows eligible drivers to apply for credit through Fido’s digital platform without collateral or extensive paperwork, providing quick access to working capital for vehicle maintenance, fuel, and other operational expenses.
Jada Badu, country manager for Uber Ghana, said the initiative is aimed at improving drivers’ financial flexibility. “This support gives drivers greater financial flexibility to manage day-to-day operational needs, maintain their vehicles, and stay on the road with confidence,” she said, noting that the loans help drivers operate more efficiently and unlock more consistent earnings.
Eligible drivers can begin with smaller credit limits that grow over time based on repayment behaviour. The loans require minimal documentation and are processed rapidly, ensuring drivers can cover urgent costs. In addition to credit, the partnership provides access to Fido’s other financial products, including free insurance cover, discounted airtime and data bundles, and flexible savings through EasySave, a platform designed to support gig-economy workers’ irregular income patterns.
Philip Twum, head of business development at Fido, explained that the company leverages machine-learning-driven credit assessments to extend instant loans responsibly. “Through Uber’s platform, we are reaching a community of digitally active entrepreneurs who face barriers to traditional banking services,” he said, highlighting Fido’s focus on small entrepreneurs and individuals with limited access to formal credit.
Founded in 2015, Fido currently serves over 400,000 customers in Ghana and has expanded into Uganda, Zambia, and South Africa. Its partnership with Uber follows a similar collaboration with Bolt in 2025, reflecting a wider trend across Africa where ride-hailing companies are teaming up with fintech and healthtech firms to provide drivers with financial and welfare support beyond ride earnings.