Moniepoint Inc., Nigeria’s leading platform for small businesses and Africa’s growing all in one financial ecosystem, has released its 2025 Year in Review, marking ten years of steady impact and what the company describes as a decade of financial happiness. The report reflects a year of strong growth and expanding influence across Nigeria’s entrepreneurial space.
The company disclosed that it now supports over six million active businesses across the country, reinforcing its position as a major driver of the small business economy. It revealed that its microfinance bank has disbursed more than one trillion naira in credit to thousands of enterprises, including provision stores, supermarkets and building materials traders. On average, these businesses recorded growth of over thirty six percent after accessing credit.
Moniepoint explained that its credit model relies on alternative data such as transaction histories, payment behaviour and business patterns. This approach helps reach entrepreneurs often ignored by traditional credit systems, thereby deepening financial inclusion and expanding access to funding for informal and semi formal businesses.
In 2025, Moniepoint further strengthened its role as critical financial infrastructure in Nigeria. As the country’s largest merchant acquirer, it now powers eight out of every ten in person payments nationwide. Its banking and payments subsidiary processed four hundred and twelve trillion naira in transaction value, handling over fourteen billion transactions during the year, positioning the company to support Nigeria’s long term economic growth ambitions.
Speaking on the milestone, the Group Chief Executive Officer and Founder, Tosin Eniolorunda, said the company’s journey has been driven by a clear purpose. He noted that what began as an effort to solve overlooked problems has grown into a platform supporting millions of dreams, particularly within Africa’s largely informal economy. He added that although much has been achieved, the company remains focused on scaling its impact in the years ahead.
The year also marked major strategic advances for the group. Moniepoint completed a Series C funding round, raising over two hundred million dollars from leading global investors. It also launched MonieWorld in the United Kingdom to serve the African diaspora, strengthen remittance flows and lay the groundwork for cross border financial services.
Moniepoint MFB reintroduced its savings product, reflecting its commitment to promoting healthy financial habits. Data showed that most users save daily, with key priorities including business operations, rent and education. The launch of Moniebook and the acquisition of a national microfinance bank licence further expanded the company’s regulated services and product offerings.
Beyond finance, Moniepoint extended its impact through social interventions. It partnered with the Federal Government on the Rice Intervention Programme, reaching nearly eight hundred and fifty thousand beneficiaries, and worked with the Kaduna State Government to disburse grants to vulnerable citizens. As the company enters its second decade, its evolution from a backend technology provider to a household name aligns closely with Nigeria’s vision of a more inclusive and data driven financial